Two broad types of health insurance or health coverage

Two broad types of health insurance or health coverage

broadly speaking there may be 2 different kinds of health insurance : 
private health insurance - the cdc ( centers for disease management and prevention ) says that the us health care system is heavily reliant on private health insurance. 58% of americans have a few a sort of private health insurance coverage. 

public ( government ) health insurance - involving this type that should be referred to as insurance, premiums want that should be collected, even if the coverage is provided via the state. thus, the national health service ( nhs ) within the united kingdom isn't a sort of health insurance - even if it provides free medical services to its voters, it doesn't collect premiums - it's a sort of universal health coverage. 

examples of public health insurance within the usa is medicare, which is certainly a national federal social insurance program for individuals aged 65+ years additionally as disabled individuals, and medicaid which is certainly funded jointly via the federal government and individual states ( and run by individual states ), schip which is certainly aimed at kids and families who can not afford private insurance, however to not qualify for medicaid. alternative public health insurance programs within the usa embrace tricare, the veterans health administration, and therefore the indian health service.